It’s time to get pumped for 2019, but if you’re a goal and resolution setter like me, you might have a few naysayers to deal with so that they don’t hold you back.

A lot of us are in pursuit of happiness, imagining that one day we’ll ‘arrive’ at a new state of being. But happiness isn’t a future thing, it’s not a place, and other people won’t sort it out for us. We have to take control.

We’re constantly comparing our lives to others, and it can hold us back from our own goals and financial growth. It’s time to realise that the grass isn’t greener, and the best time to start is now.  

The 9 to 5 life won’t last, and if we snooze on this we’ll wake up to a serious drop in our standards of living. Now’s the time to prepare, starting with some serious financial carb loading!

Our assumptions about how long we’ll live, how we’ll structure our lives, and how we’ll deal with that financially are completely outdated. We urgently need to think about life as a 100-year journey, shake up the norms, and embrace compounding to exist in the same or better terms than now.

We’re all at fault of mindless spending on crap we don’t need, and so much of it ends up in landfill. If we can get more intentional with what we buy, we can keep our financial six packs in shape, and stop stuffing up our planet too.

Stuck in agony tossing up the chocolate fondant versus the creme brulee? Just like we painfully deliberate over the dessert menu, we can do the same with our money. And this indecision can mean we’re missing out on our big picture goals.

Living our ‘best life’ today and spending without giving a shit for tomorrow might be a blast, but we’re setting ourselves up for a massive shock.