They say the only certainties are death and taxes. But we know that change is also a constant in our lives, and we can build our capability to deal with changes over time.
Protecting our families, from a financial perspective can mean different things to everyone. Everyone needs to have a plan.
Read MoreHow many conversations can you remember from your childhood where you talked about money?
For this generation, there’s a vast array of lived experiences, but I know I’m not alone when I say not a lot springs to mind. So how do we do this differently?
Read MoreWanting to give children all the opportunities that education can offer is one of the most frequent conversations I have with clients. How do we plan for education expenses?
Read MoreWe’ve all seen the studies: children will cost you $150,000 over 18 years, $300,000, $800,000. A million dollars. Numbers flying all over the place, saying the same things, different things. The numbers become so abstract that they simultaneously mean nothing whilst making us feel sick at the impending cost of having and raising a family.
So once we’ve got a baby, how do we pay to keep them?
Read MoreWe’ve talked a lot about the cost of pregnancy and immediate post partum - but how do we tackle a huge drop in household earnings when one or both parents take time out of the paid workforce?
Read MoreTalking about money as a family can often get pulled into the daily grind, but we all need to step back and think about the big picture. That needs to start with superannuation.
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