How do we pay for the cost of babies and children?

We’ve all seen the studies: children will cost you $150,000 over 18 years, $300,000, $800,000. A million dollars. Numbers flying all over the place, saying the same things, different things. The numbers become so abstract that they simultaneously mean nothing whilst making us feel sick at the impending cost of having and raising a family.

So once we’ve got a baby, how do we pay to keep them?

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