While we had a lot to get us started, a pandemic and having a little girl meant that where our money came from and what it got spent on were a little different this time around.
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It’s taken a long time to realise that gratitude for my situation doesn’t alleviate the deep feelings on the realities of this pandemic. This is my reflection on the financial impacts of Covid-19.
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When I found out I was pregnant, my husband and I had $14,000 in our ‘family’ savings account. Here’s exactly how we spent every cent of it and more, as well as five tips on how to get a realistic baby budget in place.
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With access to almost any piece of information we want, saying “I didn’t know” doesn’t cut it. But it’s simple to get in control.
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Reflecting on what we didn’t achieve from our yearly intentions can be just as fulfilling as looking at what we did. It can help us get more honest about what really matters to us in the year ahead.
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When we invest it can be tempting to hold out on selling in hope of a higher reward. But we need to remember what the money was really intended for.
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We can look at others and think things are easier for them. But in truth, the only barriers are what we set for ourselves. It’s time to break out of our self-imposed lanes.
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When we look at our ‘life balance sheet’, it’s often obvious that the scales are tipping in one direction at the expense of other things. This isn’t actually a bad thing — if we’re doing it with intent.
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Whether it’s unsubscribing from spam emails or double checking those odd charges on your bank account, a small effort now could make a big difference in the long run.
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If we think we always ‘should’ be focusing on our money and push ourselves when we’re not feeling it, we can lose steam. Some chill time can get us ready to drive harder again.
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